Tuesday, May 28, 2013

Can I get a used car with no cash down?

No Cash Down Used Car Purchase

 Buying a Dream Car without a Dime in your pocket

No cash down cars
Click Image to: Apply for No Money Down Cars

Most used car buyers think you need about 20% down either as cash or trade in to qualify for used vehicle financing. Paul Blanco's Good Car Company would like to dispel that misunderstanding by showing you have to qualify for that Honda, Toyota, F150, Tahoe of your dreams even if you don't have 2 nickels to rub together.

So what is the secret to pulling this off? First thing is I would recommend you use a dealer, Paul Blanco's in this case, who specializes in such sales and financing agreements. You see Blanco's understands that the reason a lender requires a down payment is to gain a competitive equity position should anything unfortunate happen and the vehicle be foreclosed upon leaving the bank with an asset that must be disposed of. At a price that may not cover the outstanding balance. To reduce or close that gap the lender wants a cash investment reducing the potential loss.

But Blanco's Good Car Company has figured a way around that loss potential so that the bank or lender is secured and therefore requires no money out of pocket upfront. A  4 step process.
First the Good Car Company employs a full time staff of aggressive buyers who scour the country looking for bargains, buying only those vehicles that are cheap relative to the book and or loan value. Therefore the banks equity is built in, so to speak, because Good Car Company can sell them cheaper since they bought them cheaper. Your down payment requirement is absorbed in the low initial sales price. Then the Good Car Company makes special arrangements to procure inexpensive gap insurance to close any potential loss to the lender. And this rediculously inexpensive coverage is rolled into the payment. again requiring no cash up front commitment. Next the Good Car Company has further arranged a deferred payment agreement. Offering terms in the rare cases a down payment might be needed.
Honda's for sale
No Money Down on Honda's

Also, the Good Car Company specializes in only those hottest, most in demand vehicles that HOLD THEIR VALUE so the bank is content that the equity is always there. Toyotas, Hondas, even BMW's. And of course they look for low mileage and that holds value.
But I didn't account for possibly the biggest advantage of all to buying your vehicle from Paul Blanco's good Car Company. Paul Blanco's refuses to put vehicles out on the road unless they have been completely serviced by their professional shop. And in case of breakdown they offer warrenties therefore there are no nasty surprises for Good Car Company customers.

Lenders know this plus Blanco's does a big volume of business and that in and of itself makes banks more flexible with Blanco's portfolio of business. At the end of the day The Good Car Company's portfilio performs for the banks because of the types of vehicles and the quality of the vehicles so yes Paul Blanco's is a preferred client of the banks and buying from The Good Car Company makes you a preferred buyer.

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Frank Creech - Auto Guru
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Thursday, May 9, 2013

Luxury Car Department now open Paul Blanco Good Car Company

Paul Blanco's Good Car Company is Now in The Luxury Auto Business


Get Your BMW or Mercedes and Instant Credit

Paul Blanco's has exciting news for luxury car shoppers in Fresno, Stockton and Sacramento. You can now get the luxury vehicle you've always wanted at an affordable price and get the same exact quick, on the spot credit with the great terms and low payments that Blanco customers have come to expect from one of the most exciting dealerships on the west coast.

The all new luxury car division intends to specialize in the latest models of BMW including the 1, 3 and 5 series sedans coupes and convertibles. Mercedes popular small and mid size sedans and SUVs along with other popular luxury makes such as Volvo, Infiniti and Lexus. Even some Range Rovers will be offered. Even if you have had issues in the past with your credit such as befell most Americans during the recent economic woes you can now afford to drive the very best luxury cars and SUV's offered anywhere in the world.

The Paul Blanco good car company extend s the same terms as are available to his more standard car purchasers. Including short payback terms enabling you to obtain the title in record low time and zero added points to the credit union's discount rate. That in and of itself should and could save you some serious money. So if you find yourself wanting to get back into the same lifestyle vehicle you were previously accustomed to driving then click on paulblanco.com and pick out your BMW, Mercedes, Volvo, Infiniti, Lexus or Range Rover.

- Frank Creech
Auto Guru

Why should I buy a used car? Is it a good time to buy?

Is now a good time to buy a used car?

 Interest Rates are Near Zero and New Car Sales Have Filled Dealer Lots with Trade ins

Luck is an excellent arbiter, both good and bad. But for most folks in most endeavors you just can't beat old fashioned timing! And for those folks who are entertaining the idea of replacing their transportation the timing just couldn't get much better. First off with rates as low as low it gets it means that you can drive and own more vehicle than you perhaps thought possible. Simply stated your payments on the exact same vehicle from as recently as a couple years ago are greatly reduced. Slashed by as much as $100. per month in some cases. That could benefit you by freeing up that much for other discretionary spending or allowing a purchaser to get a vehicle with much more equipment or with a more appealing name plate or a year newer. In any event expect to have more choices and better options if you make your move now. Secondly new car sales have been on a torrid pace and the trades that dealers have taken has bloated their inventories to some degree plus flooded the auctions with surplus cars, trucks and SUVs which has driven the prices down, down, down! And choices are over the top.
You can, at this moment find about anything that your heart desires.
I walked the lot at Paul Blanco's Good Car Company yesterday and they have an outrageously diverse selection to choose from. Convertibles, Hondas, Toyotas, F150 pickups, BMW's, VW's, Tahoes, Jeeps, small 3 seat SUV's, Mercedes. Folks it was all there and more. Some were priced substantially lower than what they had been marked just weeks ago because of the sudden bulge in inventory.

How long can this opportunity last? Of course no one can accurately predict that but if history is any indication a buyer's market suddenly turns and becomes a seller's market due to demand given rates and availability as well as price reductions. So my suggestion would be to get a move on if you are so inclined. This is a great time to buy a used car!

Good place to start your shopping would be to click on paulblanco.com